How to Buy Homes Without Borrowing From the Bank

Don Nay has purchased more than 3,300 residential properties during the past 30 years and has never borrowed money from a bank to purchase a home. Now he wants to teach other people in Southern California how to buy homes the same way he did.
“Banks are financial institutions, not people,” explains Nay. “They have a cookie-cutter approach to making and servicing home loans in Southern California that is without concern for the person responsible for repaying that loan. I figured it was time to share what I’ve learned about the home buying process so that it might just help a few folks to buy a home or avoid foreclosure. It might help wake the banks up, too.”

I live in San Bernardino County and this county has been hit the hardest with foreclosures. Real estate has also been tough in Riverside County. There was an increase in foreclosures by 34% in the first part of 2013. I meet a lot of agents who say now is the time to get back into the market. I know people HAVE to be educated. The market is different. Even if you have experience, it’s best to learn what is working now and why. Don recommends a Purchase Money Mortgage and he can teach you how to use it.

Don Nay will conduct three free workshops that provide an overview of his approach to home buying. The free workshops will take place at Hilton Orange County, 3050 Bristol Street, Costa Mesa, CA 92626 on Tuesday, September 10, 2013 12:00 p.m to 3:00 p.m.; Thursday, September 12, 2013 6:00 p.m. to 9 p.m.; and Tuesday, September 17, 2013 from 12:00 p.m. to 3 p.m.
He will also conduct a three-day, in-depth seminar where he provides detailed information on how to use his process to purchase homes without bank loans. The seminar will take place on Friday, September 20, 2013 through Sunday, September 22, 2013, from 8:00 a.m. to 5:00 p.m. at Hilton Orange County, 3050 Bristol Street, Costa Mesa, CA 92626.

Watch this video!

To register for the free workshops or the three-day seminar visit  www.donnayzerorules.com call (800) 596-8196, or email donnay@don-nay.com.

Navigating Learning Curve of the Birth Year and Beyond

Navigating Learning Curve of the Birth Year and Beyond

by Laura Saba of www.momdoulary.com

Today’s parents face challenges unlike any generation before.

They’re greeted by an avalanche of conflicting information.  There’s much to learn about your body, transitioning friendships and relationship, not to mention education on parenting and care methods, gadgets, and more.

Experts and businesses vie for one’s attention and dollars, and it is difficult to know which advice to trust.  This has given rise to the “Birth” and “Mommy” Wars – a natural response to conflicting information in a climate where one must keep up with the Joneses while always seeking that “one right answer” they learned through years of schooling must magically exist.  The result?  Serious stress!

Parents bump into a lot of dogma in terms of birth options, be it allopathic (“The epidural is the answer!”) or Natural Childbirth (“All doctors, hospitals, and especially that epidural, are evil!”).   Most know there must be more to it, yet when experts weigh in on both sides with equally compelling information, neither quite resounds with most parents.   Parenting choices are similarly complex.

So, they turn to friends and family for advice, only to find more turmoil and disagreement there!

Reality hits: Every choice they are about to make carries political and personal statements.  The pressure is on.  No matter which path they choose, which options they embrace, they will be judged by others.

The only sane recourse is to choose what ‘‘best fits” one’s family and needs, regardless of what anyone else thinks.  How though, to best determine that?

It isn’t easy.  Plus it feels important to get this right, a baby is depending on you.

They key is to remember to stay true to yourself. What’s right for another family may not be right for you.  There’s no cookie-cutter solution.  Just like there is no ‘perfect’ labor.  We all arrive at our journey from a different starting point, and from different circumstances.   It should be a red flag when someone insists their way is the only way.  The only best way is that which best serves your family.

Many are turning to birth support personnel to guide them while providing hands-on comfort and support during pregnancy, labor, and the postpartum period.

You must be selective when choosing a support person.  The key is to retain someone who won’t foist their agenda on you, but rather support you in finding your own custom solutions and path.   For this reason many go with a Momdoulary Certified Professional.  These individuals are educated as birth, postpartum, and antepartum doulas, as well as in areas of childbirth education, parent preparation coaching, and family lifestyle organizing – all from a space that is free of judgment.  They will never tell you what you should choose, but rather help you understand and assess the options,then support you on implementation.  Again, having support in your corner, designed to support you in assessing your needs from an objective place, is a gift most parents need.

MBA Programs give structured support

By katemjanssen

Business School: If you make mistakes during your MBA education the cost is much lower than making startup mistakes in the real world.

– MBA Programs give structured support

Increasingly more of the best MBA programs have a strong focus on entrepreneurship. Of course, the academic portion of MBA programs must not be underrated, but most people agree that the structured mentorship and the chance to access the great resources these programs provide, are of invaluable worth. Successful investors and entrepreneurs and investors are drawn in to support students who would normally not be in a position to contact these business professionals. The startup world is extremely open to mentorship, but it would take many years to build up the same quality network that an entrepreneurship center, such as an MBA environment, is providing.

So forget about the popular idea that an MBA has not the same value anymore, and just look at the facts. The choice of going after an MBA is entirely personal. The best first action would be to talk to several people with opposing views, analyze the alternative possibilities and give some good thought to your long term objectives.

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