How to Buy Homes Without Borrowing From the Bank

Location in the state of California

Location in the state of California (Photo credit: Wikipedia)

Don Nay has purchased more than 3,300 residential properties during the past 30 years and has never borrowed money from a bank to purchase a home. Now he wants to teach other people in Southern California how to buy homes the same way he did.
“Banks are financial institutions, not people,” explains Nay. “They have a cookie-cutter approach to making and servicing home loans in Southern California that is without concern for the person responsible for repaying that loan. I figured it was time to share what I’ve learned about the home buying process so that it might just help a few folks to buy a home or avoid foreclosure. It might help wake the banks up, too.”

I live in San Bernardino County and this county has been hit the hardest with foreclosures. Real estate has also been tough in Riverside County. There was an increase in foreclosures by 34% in the first part of 2013. I meet a lot of agents who say now is the time to get back into the market. I know people HAVE to be educated. The market is different. Even if you have experience, it’s best to learn what is working now and why. Don recommends a Purchase Money Mortgage and he can teach you how to use it.

Don Nay will conduct three free workshops that provide an overview of his approach to home buying. The free workshops will take place at Hilton Orange County, 3050 Bristol Street, Costa Mesa, CA 92626 on Tuesday, September 10, 2013 12:00 p.m to 3:00 p.m.; Thursday, September 12, 2013 6:00 p.m. to 9 p.m.; and Tuesday, September 17, 2013 from 12:00 p.m. to 3 p.m.
He will also conduct a three-day, in-depth seminar where he provides detailed information on how to use his process to purchase homes without bank loans. The seminar will take place on Friday, September 20, 2013 through Sunday, September 22, 2013, from 8:00 a.m. to 5:00 p.m. at Hilton Orange County, 3050 Bristol Street, Costa Mesa, CA 92626.

Watch this video!

To register for the free workshops or the three-day seminar visit call (800) 596-8196, or email

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SCE: Submit a Claim for losses that are service related!

English: Power lines at Big Creek, CA - Southe...

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Southern California Edison Explains How Customers May Submit

A Claim Form Regarding San Gabriel Valley Windstorm

            ROSEMEAD, Calif., Feb. 13, 2012 – Southern California Edison (SCE) is reaching out to customers affected by the San Gabriel Valley windstorm of Nov. 30-Dec. 1, 2011. SCE wants to ensure customers know how to submit a claim for losses they believe were service outage-related.

Typically, SCE is not liable for losses associated with outages resulting from acts of nature or other factors beyond its control. But SCE is committed to giving each customer claim careful attention. All windstorm-related claims are to be submitted by July 1, 2012.

SCE offers these step-by-step instructions on how to submit a claim:

1. Collect any documents that show support for the claim.

Customers may send copies and should save original documents. If the reimbursement claim is for food losses, customers who no longer have receipts may submit an itemized list.

2.  Fill out a claim form.

Customers may call SCE Customer Service at (800) 250-7339 and ask to have a blank claim form mailed to them, or may fill one out online at

3.  Customers should select only one of the following ways to send a claim to SCE:

  • Online – Fill out a claim form at
  • Email – Send a completed claim form as an email attachment, along with electronic copies of supporting documents, to
  • Fax – Fax a completed claim form and supporting documents to (626) 569-2573.
  • Mail – Send a completed claim form and supporting documents to:

Southern California Edison

Attention: Claims Department

P.O. Box 900

Rosemead, CA 91770

For more information on submitting claims, customers may visit

To speak to an SCE representative, call (800) 250-7339 or email questions to


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