Large Bridging Loans for UK Businesses


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Large Bridging Loans for UK Businesses

All UK business needs to have the resources to help them be successful in whatever industry they are operating in. It is for this reason that there are large bridging loans for UK businesses, to help them make the right investments and to increase the cash flow. In the present, there are a number of lenders who are willing to offer businesses in the UK a variety of large bridging loans for their investment needs- all the business need to do is research and select the one that offers them the best rate.

Reasons to choose Large bridging loans
• These large bridging loans are a source of money to help UK businesses carry out different investment ventures. It can be used to bridge the gap between selling one property and buying another or to fund purchase of properties for renovation, among others.
• As compared to the typical business loans, the large bridging loans are less risky. This is because the typical loans come with fluid repayment terms, increasing the chances that the business mat fail to meet the end of the bargain.
• These loans are for shorter period, making it a great options for the UK businesses that have set time to increase their cash flow. With these loans, the businesses are able to deal with problems that may arise or take advantage of opportunities that are available at times of the month when they do not have adequate cash flow.
• These large bridging loans are flexible, in that the lenders have an option of issuing the loan on various assets of the company. Lenders may choose to issue it against the capital investment of the business, the stock acquisition, venture capital. This makes it easier for the business to get the loans of their choice, because they are not limited to a specific asset.
Choosing Large Bridging loans providers
UK Businesses have the option of selecting any type of provider of these loans, but to get the best rates, they need to take their time in choosing them. For starters, they should ensure they have found out about the companies that provide large loans, and compare a number of them.

The advantage is that there are a variety of sources where UK businesses can find these providers, both online and off line. Whichever the source, they need to select the companies that are reputable, with many year of experience in offering these loans. They need also to investigate the rate at which these large loans are offered as well as the speed at which they are made available. Additionally, they must ensure that they are dealing with a company that is transparent and trustworthy, to avoid inconveniences at a future date.

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Personal Investments That Can Back Up Your Business

June 24, 2013 by  
Filed under A Note for You, Front Page

Personal Investments That Can Back Up Your BusinessBy D. Smith

Student Working on LaptopThose who put away their fears and step out into the risky world of small business take on many hats.  Most often, these folks become the worker bees, the accountants, the human resources office and a myriad of other titles all in one fell swoop which begins with the creation of their business.

Sometimes, this very stressful and work-heavy lifestyle is almost preferred to the moment when the business begins to grow and others come underneath its umbrella.  Up until that moment, failure would be highly personal.  Sure, it would be horrible, but at least other families and lives wouldn’t be irrevocably altered by the business ceasing to exist.

Many business owners find relief through making personal investments which will back up their business if the worst were to happen.  While this isn’t foolproof, it certainly would provide a much needed cushion in the event of some catastrophic event negatively affecting the business.

General Investing

General investing is immensely important to anyone, but even more so to the business owner.  It is preferable to take a diversified approach, spreading investments across bonds, stocks and mutual funds.  Also, spreading the wealth, so to speak, allows for one type of investment to make up for any losses incurred in another area.  These investments can provide a secure backing for business ventures.

Life Insurance

Life insurance is often undervalued, but it is truly integral to the business owner.  Heaven forbid that something unexpected happen and a business owner pass away, leaving his or her family and employees in limbo.  A good policy would allow the business finances and time to recuperate and get back on its feet while logistics were worked out, as well as protect the business owners own family.  Additionally, some types of life insurance allow for interest free borrowing which can be used for any purpose, including the beginning of a business or keeping a business afloat during difficult times.

Long Term Care and Disability Insurance

It is estimated that somewhere around seven out of every ten people younger than senior citizen status will need long term care at some juncture in their lives.  Long term care insurance helps to cover the cost of such expensive needs.  Disability insurance, likewise, helps to tie up the loose ends such as bills and regular life expenses by replacing income when an individual is unable to work.  These two types of insurance, while obviously protecting the covered individual and their families, will also help to protect the steadiness of a business should its owner be the one taken ill.

Personal investments are excellent ways to provide a support system for a business.  Utilizing life insurance, general investing, long term care and disability insurance is just smart business.

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Did you Lose Focus?

Last little rose

Image by Lorenzoclick via Flickr

Did you lose focus last year?  Did you lose focus for the beginning of the year?  Have you not quite gotten the goals, resolutions, whatever it is you call them together?  Here’s how you get back on track with focus:  What I mean by losing focus is:  Have you lost focus on what you should be looking at in terms of your business?  Sometimes, we’re looking at small details and we’re not looking at the big picture.  We’ve lost focus and can’t make progress.  Sometimes, we’re looking at the big picture and never put actual action steps into place.  Again, we can’t make progress with losing focus in that way.  That’s what I mean by losing focus.  And you know if you’re losing focus if you’re losing steam and you’re not making progress.  Losing focus could be not focusing on who you should be focused on.  Sometimes, we have so many employee problems and issues; we’re no longer focused on our clients.  Sometimes, we’re so involved with clients and bad clients and client issues; we’re not focused enough on our employees to make it an environment where they can produce the best for us for what we’re paying.

It’s about where you focus.  Which areas of your business need the most improving?  It’s a lot of fun to work on the things that you’re really good at.  It’s not fun to work on the things that you’re not good at.  So, you’ve got to focus where focus needs to be put.  The things that you’re good at, you’re naturally doing.  You don’t have to focus harder on those.  You do need to make sure those other areas are covered and then what you could do is move forward in the areas that you’re good at because you can make fast acceleration in that area.

When?  The timing is important on what you’re doing.  You can’t just look at industry standards and say, “This is how I’m going to do it”.  What’s the timing for your tribe?  Your particular tribe may like to do things on Saturday’s.  That means that you’ve got to be there for them on Saturday’s.  Your particular tribe might like to do the things at a certain time of day.  You’ve got to make sure that you’re there a certain time of day.  If they check their e-mail on their lunch hour, then you want to be in the e-mail box during the lunch hour.  So timing is really, really important.

Did you lose focus on your why?  They always say “You’ve got to know your why in order to really create something big”.  And that’s true.  You do have to know your why, but for most of us, the why is, we’re doing this so we can make a living and make some money especially the recession.  That’s the recession why.  Just so we can make some money.  What you have to do is you really need to look at the why for your client.  That’s the focus I like to get.  Why would your client want to business?  What do you have that’s so special that they can’t get some place else?  If you’re a commodity and you’re going on low price, then they can buy what you do or sell anywhere, but if you’re something special and unique, then they know that they can only come to you.

So those are the places that, in 2013, you need to focus on.  Here’s your in-depth how-to do this:  Check out where your business is in terms of what, who, why, where and when.  Write it down.  Look at what’s weak.  Assess what’s strong.  Hire in the areas that you’re weak.  Bring someone in.  Bring a partner in.  Bring an employee in.  Bring someone in that can help booster your weak areas and then turbo charge the areas you’re already strong in.  That’s the go-big part.  The stuff that you’re good at, continue to show people that you are just kick-butt good at it and move forward.

Losing focus doesn’t have to go on forever and ever and ever and ever and it doesn’t take a psychological change.  It just means you need to focus a little bit more clearly on your business to get what you should get out of it, which is a thriving business that makes you money.

Your turn, comment below if you lost focus ( or not)

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