Quick Cash for Emergencies

49 DeSoto, Haliburton Fall Festival Car Show, ...

49 DeSoto, Haliburton Fall Festival Car Show, October 2009 (Photo credit: bill barber)

It’s a good idea to be able to get quick cash for personal or business use. Sometimes things come up and they are outside your budget. When you have the freedom of quick cash you can take advantage of new opportunities and good deals. You can use quick cash to pay off debt. Perhaps you or someone in the family is ill and you need to get a few things. Perhaps your child in college needs some money.

You can turn your car into cash and still be able to drive it everyday. They look at your car and you pink slip. That’s all. It’s simple and easy. There is no need to go to a pawn broker. You can shop generic, eat at home, cut off your cable, spend all your time looking for lower rates, but that does not bring money in. If you own your car, a title loan is a fast and easy way to get the money you need. All you need to bring into the store is a clear title, valid government issued ID, and proof of income.

You get cash and your car serves as collateral for the loan.  Cash advances are not a new concept in America’s brand of capitalism. Many people have seen the commercials with some guy barking out, “Bad credit, no credit, no problem!” Or, “Don’t worry about credit, I own the bank!

The title loan process is very simple and the approval process takes only a few minutes!

  1. Bring your free and clear title and your vehicle to the location nearest you.
  2. Bring a valid, government issued ID, and proof of income. A loan amount will be determined based on your needs, income and car value.
  3. Within a few minutes, you walk out with CASH, not a check or some other form of payment.

For More information visit http://www.raloan.com

If you live in Florida , Click here

4 steps you can follow to build your business credit

As an experienced Canadian credit reporting professional and a business man himself, Pat Drummond knows the challenges that small businesses face, and has learned from experience how to avoid common mistakes, which may eat up valuable time and money. Small businesses especially ones that are generally family-owned or those that have been operating for less than 2 years need access to credit. Here are 4 steps you can follow to build your business credit:

1. Establish a Business Credit Report

Every business starts with no credit score, and no credit history. Similar to your personal credit report, a business good credit profile can help your company grow and prosper. As you make connections to your business clients, you can start to build your working relations and credit profile.  As the business expands and starts establishing it, approvals for loans will get easier.

2. Leverage Business Relationships

It is important to start building a good business foundation and working relationship with your suppliers. There may be a variety of vendors which your business relies upon to get the job done or to provide products and having a great working relationship can help to improve your business credit report. If you regularly shop at Home Depot for example, you can open up a contractor account and start to build your business credit in that way. Many companies will offer perks and special discounts for regular customers. This includes private businesses and contractors.

English: Business Plan Presentation at FSG 2009

(Photo credit: Wikipedia)

3. Justify the Loan

Having a sound business plan will go a long way into helping secure the credit and loans that your growing business needs. When requesting credit, lenders such as banks will want to know what you plan to do with the money. A solid plan will not only help you success on your plan, but will also calm the nerves of lenders and any investor who may want to support the business financially.

4. Separate Business from Personal Credit

This is a common mistake among small business owners. It is easy to fall into this situation because you want your business to succeed. However, keep in my that separating your personal finances and your business finances is a must. Your credit report will be in a much healthier position and you will reduce the risk of your business impacting your personal credit score. If the business were to ever close or go bankrupt the consequences can be significant and even worse when you are held personally liable for business debts.

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How to Buy Homes Without Borrowing From the Bank

Location in the state of California

Location in the state of California (Photo credit: Wikipedia)


Don Nay has purchased more than 3,300 residential properties during the past 30 years and has never borrowed money from a bank to purchase a home. Now he wants to teach other people in Southern California how to buy homes the same way he did.
“Banks are financial institutions, not people,” explains Nay. “They have a cookie-cutter approach to making and servicing home loans in Southern California that is without concern for the person responsible for repaying that loan. I figured it was time to share what I’ve learned about the home buying process so that it might just help a few folks to buy a home or avoid foreclosure. It might help wake the banks up, too.”

I live in San Bernardino County and this county has been hit the hardest with foreclosures. Real estate has also been tough in Riverside County. There was an increase in foreclosures by 34% in the first part of 2013. I meet a lot of agents who say now is the time to get back into the market. I know people HAVE to be educated. The market is different. Even if you have experience, it’s best to learn what is working now and why. Don recommends a Purchase Money Mortgage and he can teach you how to use it.

Don Nay will conduct three free workshops that provide an overview of his approach to home buying. The free workshops will take place at Hilton Orange County, 3050 Bristol Street, Costa Mesa, CA 92626 on Tuesday, September 10, 2013 12:00 p.m to 3:00 p.m.; Thursday, September 12, 2013 6:00 p.m. to 9 p.m.; and Tuesday, September 17, 2013 from 12:00 p.m. to 3 p.m.
He will also conduct a three-day, in-depth seminar where he provides detailed information on how to use his process to purchase homes without bank loans. The seminar will take place on Friday, September 20, 2013 through Sunday, September 22, 2013, from 8:00 a.m. to 5:00 p.m. at Hilton Orange County, 3050 Bristol Street, Costa Mesa, CA 92626.

Watch this video!

To register for the free workshops or the three-day seminar visit  www.donnayzerorules.com call (800) 596-8196, or email donnay@don-nay.com.

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