Flat Broke? Find Immediate Help with Rapid Auto Loans

Gina Sperry was a single mom with 2 kids. She works a full time job and does as much as she can over the weekend with the kids. She needs to be able to complete her chores as quickly and easily as possible. A few weeks ago, after coming back from one of the kids football practice, she started to do a load of laundry. She had a huge pile of dirty clothes piled up on the laundry room. She wanted to start a load while she got dinner ready. But as she turned the knobs on the washer, she noticed they felt a little loose. They had too much give or wiggle room. The washer was not responding by turning on and filling with water. It was just sitting there. She pushed and pulled the knobs and even giggle the washer a bit. Nothing was happening. After 10 minutes, she realized that her washer was broken. And while she could drive a few miles away to the laundry mat, haul loads of clothes and wash them in an expensive public washer. That was not a chore she wanted to do. She would have to haul lots of wet clothes home and try to dry them. The thought of doing that week in and week out made her feel exhausted. She knew she needed a new washer, but she did not have much money saved up and all of her credit cards were maxed out. She didn’t know what to do. Then she heard about Rapid Auto Loans and decided to give them a call.

Everyone has emergencies. The children get hurt and need extra medial care. Your business may even need a little help. Theses are the most common life emergencies: 1) Divorce – there is paperwork, moving, and updates around all your accounts. 2) Natural Disasters- they usually have large repair costs associated with them 3) Death of a spouse- there are an entire new set of financial obligations that come up. 4) Job Loss- there are so many readjustments that you will need to make if this happens to you. Rapid Auto Loans provides customers with THE ABILITY TO TAKE CASH out of their car regardless of their credit history. Borrow money TODAY based on the value of the car you already own. We provide customers with the ability to refinance a used car loan quickly with no hassles and great service regardless of your credit history. When you work with Miami area Rapid Title Loans, you can keep the car and the cash!

• Apply online for a loan and be approved today.
• No pre-payment penalty.
• You pay interest only for the time your loan is outstanding.

4 steps you can follow to build your business credit

As an experienced Canadian credit reporting professional and a business man himself, Pat Drummond knows the challenges that small businesses face, and has learned from experience how to avoid common mistakes, which may eat up valuable time and money. Small businesses especially ones that are generally family-owned or those that have been operating for less than 2 years need access to credit. Here are 4 steps you can follow to build your business credit:

1. Establish a Business Credit Report

Every business starts with no credit score, and no credit history. Similar to your personal credit report, a business good credit profile can help your company grow and prosper. As you make connections to your business clients, you can start to build your working relations and credit profile.  As the business expands and starts establishing it, approvals for loans will get easier.

2. Leverage Business Relationships

It is important to start building a good business foundation and working relationship with your suppliers. There may be a variety of vendors which your business relies upon to get the job done or to provide products and having a great working relationship can help to improve your business credit report. If you regularly shop at Home Depot for example, you can open up a contractor account and start to build your business credit in that way. Many companies will offer perks and special discounts for regular customers. This includes private businesses and contractors.

3. Justify the Loan

Having a sound business plan will go a long way into helping secure the credit and loans that your growing business needs. When requesting credit, lenders such as banks will want to know what you plan to do with the money. A solid plan will not only help you success on your plan, but will also calm the nerves of lenders and any investor who may want to support the business financially.

4. Separate Business from Personal Credit

This is a common mistake among small business owners. It is easy to fall into this situation because you want your business to succeed. However, keep in my that separating your personal finances and your business finances is a must. Your credit report will be in a much healthier position and you will reduce the risk of your business impacting your personal credit score. If the business were to ever close or go bankrupt the consequences can be significant and even worse when you are held personally liable for business debts.