A new email solution to get rid of spam for good

A new email solution to get rid of spam for good ? It’s Free and 100% effective!

Let me paint a familiar picture for you that I am sure you have seen almost every morning. You start your day bright and early and log on to your computer. Probably the first thing you are going to do is check your email. You go through each email, responding where necessary, but you have to skip over some and throw some others in the trash. Why, because your email inbox is full of spam alongside your wanted email. Put simply your email spam protection has failed at its prime duty, to protect your inbox from spam.

So, this is what has happened every day for the last 5 years. It was not until I stumbled across wumber that this routine changed, for the best!

What is wumber?

wumber is a way of totally getting rid of spam! It will encode the recipient and sender of an email into a unique email address encoding it so the email address can only be used by the recipient. It doesn’t even matter if they give the email address to someone else because it won’t work for them. Simple!

How does this help you?

It helps you in a number of ways! Your real email address is protected and the specially encoded wumber which is created seamlessly from your desktop email application or iPhone can have different rules applied. This means that you will always have complete control of the rules that you give this new unique email.

Imagine you go to sign up or order something from an online retail. Weeks later you start getting annoying emails from them to the point where you consider it spam. One of the best things about a wumber is that you can change the rules without the person that has your email address knowing about it. You all of a sudden change the rules and BAM, no more annoying spam emails from that company. If they are just sending too many emails, simply put a limit on the number of emails you are prepared to accept each day, week, month or whatever period you choose.

Remember, wumber also has a unique feature that makes your email address completely useless if they give it to someone else. This makes list selling completely fruitless for these companies and you are spam free!

wumber is free to join and it’s free for everyone to use. I would highly suggest you go give it a try. You can read more or join at https://www.wumber.com or you can check out all the stories of wumber users together with tips and hints for protecting your privacy and cutting out the spam at their Facebook page or take a look at the blog.

Add Elegant Style to your Home with Art Glass Bowls

Add Elegant Style to your Home with Art Glass Bowls

Decorating the home is easy with the numerous accessories and decorations that are available. Although most people reach for art work, flowers and vases and similar items for that decorative touch, art glass bowls are accessories that should not be forgotten. The art glass bowl has a variety of uses throughout the home, adding style in all of the right places. With many different flattering designs and styles, the decorative glass bowl is suitable for all tastes and all homes.

Decorative Bowl Styles

Some people choose glass decorative bowls that are constructed of warm, rich colors. These art glass bowls work wonderfully inside of the kitchen, serving as serving utensils, flower pots, for stone and rock collections, as a fruit basket and simply as a centrepiece. Warm colors like red, orange and brown speak in high volume when used to decorate the home.

Hand blown glass bowls are also very popular for decorative designers. Handblown glass is perfect for the home looking to add more modern touches to their home. Nothing is wrong from stepping away from the usual and adding your own personal touch. It is your home, after all. The handblown glass bowls can be used throughout the home.

Use it in the bathroom for a few flower petals to accommodate. Place the handmade glass inside of your bedroom as a lovely candleholder; or use them in the living room for your choice of  decorative needs.

Versatile crystal glass bowls are also a choice for adding decorative elegance to your home, with many fine pieces available.

Why Decorative Art Bowls?

Art glass bowls, no matter what style is selected, is truly a sophisticated piece of work to add to your home décor. Various sizes, styles and designs provide the chance to create the look and appeal that you desire for your home.

Accommodating prices seal the deal when it is an awesome and highly versatile decorative piece for the home. Choose art glass and you will love the style you add to your home.

When decorating the home, be certain to add variety and the spice of life within your decorating habits. Elegant handmade glass bowls are certainly capable of handling this need with complete ease.  With such versatility and style, the glass decorative bowls are certainly not to be missed out on. You will love how amazing the decorative glass bowl will make your home!

5 tips to manage cashflow and improve business costs

5 tips to manage cashflow and improve business costs

Whether planning a start-up or reviewing financial management and operation of an existing business, there are usually two questions at the forefront of the mind: how do I manage cashflow best? And how do I keep business costs low?

To list down every recommendation, trick, piece of advice, process and consideration to address these fundamental areas of business success would require an extensive textbook… so this article offers five quick tips to establish control over your cashflow and business costs, and the impact they have on your profit, survival and growth:

1. Invoice smarter

Slow-paying customers can present a huge issue for small businesses in particular – especially when those businesses are experiencing the same issues as your business and waiting for their own cash to come in. It can be a tricky cycle.

Ensure your invoicing process is streamlined, invoices are promptly mailed out and the invoice content is clear and easy to read. Simple omissions such as failure to include purchase order numbers and payment terms can bring on setbacks and delays.

Assess whether your business is able to go one step beyond and make the payment process easier and faster for your customers.  Electronic payment systems, or discounts offered for rapid payment of invoices, can speed up transactions and may also improve processing times on your side.

2. Negotiate

Just because a price has been quoted, or you have been paying the same rate for years and years, doesn’t mean that is what you have to pay.

Work hard to negotiate with your suppliers since many are willing to discuss pricing and rates (they want to retain your business after all!)

Every little bit might just help – whether addressing standard utility overheads such as energy and phone bills, or working to pay less for the office stationery  – it could have a significant impact on your bottom line.

3. Get close to your accountant 

Many businesses, particularly smaller ones, look to liaise with their accountant only at a time of need.

A solid accountant can provide invaluable advice and serve as a useful resource, sharing knowledge, insight and recommendation all year round.

Services such as cost management, profit management, investment, funding consultancy and general check-ups can help you keep things on track and optimise the health of your balance sheet.

Build a regular relationship and dialogue with your accountant to drive smarter business decisions, higher profits, reduced taxes and improved cash flow

4.  Explore alternative credit and funding options

A wide range of alternative funding solutions are available in the market – non-bank lending is now at its highest in five years as more and more SMEs recognise the benefit of short-term, affordable cash flow solutions.

Beyond the company credit card, hire purchase agreements, leasing arrangements and overdrafts – cash flow products such as crowd-funding and invoice finance could provide much-needed cash and capital to help you manage seasonal demand, or the challenging peaks and troughs of delayed customer payments. If you have followed the previous tip and have a good accountant, they will be full of advice and recommendation on the best path for you.

Overdrafts, premium funding, lease facilities and cashflow funding products such as factoring can all be excellent tools to help match cash supply with outlays. These arrangements take time to set up, so you need to be prepared in advance.

5. Plan, plan, plan – and stick to it

Heavily monitor your balance sheet and your cash flow budget.

The continual review and action planning for the credit you arrange, the bills you pay, how you pay those bills, and when your payments are coming in are all critical for the survival of the business.

It is important to revise your cash flow budget periodically which an accountant can assist with and deliver as an automated, streamlined process. Simple exercises such as payment prioritisation, strategic management of credit terms, weekly cash flow projections and payment collections all form the foundations of the dynamic accounting function of a business.

A solid system in place such as this will also allow you to plan for lean times and schedule purchases and allocation of capital when you need it most.

About the Author: Beth Nicholas is a professional writer for Plus Accounting – chartered accountants and providers of business financial services based in Brighton, England.

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