Philippine Real Estate

Philippine Real Estate

Since the last few years, the Philippine real estate property market had experienced quite a boom, basically coming from local demand from the increasing number of overseas workers that see the merits of investing their hard-earned money in real estate. There is also a great demand for real property ownership in the Philippines from balikbayans, upwardly-mobile young Filipinos and those that are married to foreigners and want to have some form of investment in their home country.

While some experts in the industry believe that the Philippine real estate market could benefit largely from foreign ownership, at the moment the law in the Philippines still bans foreigners from solely owning real estate properties in the Philippines.

Whether you are a balikbayan or a local and are interested in acquiring real estate property, there are some things that you have to consider. When you buy real estate in the Philippines, the purchase price is not the only amount that you have to consider. There are additional fees and taxes that will be borne by the seller as well as the buyer, which could considerably increase the final selling and purchase amount of the property. These amounts should be explicitly stated in the Deed of Sale.

The seller will pay for the Capital Gains Tax, which is six percent of the selling price or the fair market value or the zonal value of the property, whichever is the higher amount. The seller might also be asked to pay a Business Tax, whenever applicable. The amount of the business tax is dependent on the local government unit that has jurisdiction over the property.

On the other hand, the buyer will pay for the Documentary Stamps Tax, which represents 1.5 percent of the selling price or the zonal value of the property, depending on which one has the higher value. The buyer will also be charged a Transfer Tax that ranges from 0.25 percent to 0.75 percent of the zonal value or the selling price, again dependent on which one is the higher amount. A Registration Fee will also be charged from the buyer, which is a graduated percentage of the selling price. The buyer is likewise required to pay the Realty Taxes for the remaining months depending on when the full payment was made.

While many developers still use qualified real estate agents that set up booths in malls and other places to reach customers through fliers and booth displays, there are also several ways that real estate developers and brokers use to market their properties. They still advertise through traditional means such as newspaper ads and classified ads, but are also exploring other outlets, such as online classified ads listings like Craigslist and Buy&Sell and other dedicated online listings like Pinoy Real Estate.

Pinoy Real Estate is an online real estate property portal where members can post pictures of properties they want to sell, including descriptions, location and prices. The website has the capability to reach a wider audience through the Internet, allowing property buyers to see more options and compare features, locations and prices while affording sellers with more options to reach their potential market.

Reasons Why Cheap Printed Pens are Effective Promotional Tools

Big corporations, small companies, and even universities need to promote their brands or names from time to time, so that people will be familiar with what they sell, trade, or offer. Common advertising strategies use pamphlets, pins, stickers, magnets and many other materials to promote the names of companies, but one of the most effective promotional tools that are being used are cheap printed pens.

Writing has always been a part of our lives. Since we started doodling when we were still young until we began scribbling our first letters, pens, pencils, or any other writing materials have been with us through the years. No matter how modern technology is, writing will never be out of style. This is one great reason why using cheap printed pens are going to be effective and practical as promotional materials. We use pens practically every day – from children to adults, and from students to professionals.

Promotional tools can be successful depending on the usefulness of the materials given out. People tend to remember more the companies, corporations or universities because they can actually make use of the promotional items given to them. This is another reason why cheap printed pens are great promotional materials. Other than being useful and functional, pens are also conveniently small so people will not have second thoughts when you hand them your promotional items. Some materials that are handed out to people oftentimes end up in the trash or even ignored by passersby. For example are pamphlets or leaflets. Cheap printed pens won’t definitely be thrown away because everybody needs a pen. It’s definitely something that you should always have with you either in your pocket or in your bag.

Cheap printed pens are very convenient and practical when you don’t want to cough up a lot of money but at the same time still be sure that your advertising materials are effective and efficient. You can buy these things in large quantities, and another good advantage is that you could choose from a lot of different colours and designs that could cater to your companies’ needs. You could choose from gel pens, rollerball pens and ballpoint pens in different shades and styles.

Cheap printed pens can help you make your corporation be well-known to a lot of people. They are great promotional tools and as marketing research statistics say, the most effective and one of the most useful items to hand out to people.

Keeping Your Business Current with Technology

Staying updated with the latest technology has been our cultural obsession for a long time now, and the world of business is no exception to this rule. However according to Neil Camenker unless your business model demands having the latest and greatest technological systems, I would encourage exercising a certain degree of restraint when it comes to staying up to date.

Because of the expense involved in buying new systems, a conservative approach can pay off dividends. While employees may be clamoring for the hottest PCs on the market to replace their current workstations, perhaps upgrading them would serve your purposes just as well. Part of your long-term technological strategy could include purchasing systems that are designed to be upgradable; buying a new system once every 4 years and upgrading 2 years after the purchase, rather than buying all new systems every other year. Not only would this reduce the costs of the systems themselves, but it will also increase employee productivity and decrease training time because the employees will already be familiar with how the systems work.

Computers go out of date so fast that keeping them current is a constant struggle. It seems like every release of the operating system slows them down more. They are a continual source of frustration to employees, and can hinder productivity when they don’t function the way they’re supposed to. This doesn’t always justify replacing them, however, as new computers are just as likely to have quirks and problems that make them frustrating for employees to deal with. Something that you may wish to consider is investing in some IT employees to handle computer problems.

Software is always being updated, and the different companies compete to release the programs with the most functions. New software tends to use up more computing resources than older software, so when upgrading software it can create the need to purchase new computers as well.

Networking equipment has a shelf-life just like any other piece of technology, and needs to be updated from time to time to keep up with new technologies and increased demand.

Servers run the web technology that your customers interact with, and are therefore an important thing to keep updated. As your web traffic and customer base increases, you should upgrade your servers to ensure that they have the capacity to handle the new demand being placed on them.

The web applications customers use on the web are some of the most important technological applications a company will ever buy, because they represent the company to the world and must therefore function perfectly. This is something that you should never skimp on.

Watch out for the Diderot Effect: the perception that one new purchase necessitates making further purchases. It’s not uncommon to see companies upgrading their entire range of technological systems at one time—an amazingly expensive endeavor.

By Neil Camenker

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