Your wish has been granted – now it’s time to celebrate!
888ladies recently promoted a campaign titled Make 2014 Great. Launched in tandem with the fabulous makeover that the site recently underwent, this exciting promotion played out on 1 January at 9 PM. At stake was £4000 waiting to be won on New Year’s Day. 888ladies was determined to start 2014 right, and rolled out one of its most ambitious promotional packages ever. Cards were made available for £1 each, and the action took place under the specials tab in the lobby. A minimum of 1 card could be purchased and a maximum of 96 cards was allowed. The game of choice: 75 ball bingo with a 5 x 5 grid and up to 24 numbers needed to complete the winning ticket.
The 888ladies Facebook Campaign
As part of the Make 2014 Great promotion, 888 ladies took to social media networks like Facebook to promote the Make a Wish competition. To enter, 888ladies fans simply need to upload an image of something that would make 2014 great for them. The maximum prize value up for grabs with £400, and scores of contestants took to 888Ladies Facebook page to upload pictures of food processors, DVDs, TVs, toasters, sandwich machines and so forth. The winner would easily be determined by the number of likes associated with their particular wish. After the top contestants had been selected for final consideration, a panel of judges would decide upon a winner.
One particular player 888ladies, Champagne31 had an altogether different kind of wish. As a regular player of 888ladies, she knows all about community spirit and interaction. Her wish was simple: she needed money to purchase a wheelchair. The moment the fellow competitors saw what she had posted, the likes started rolling in by the truckload. Suffice it to say, she won the competition hands down. But their luck didn’t end there – she also managed to find true love in 2014. So it all seems to be coming together for Champagne31 and others at 888ladies.
4 Ways You Could Still Be Sabotaging Your Savings Accounts in 2013
Now that the Christmas spend is over, you’ve got a great chance to get a fresh start on your savings in the New Year.
But you could still be destined to fail. Sure, you’ve set yourself a budget and you’re cutting back, but you could still be wasting money on senseless expense and needlessly wasting money in other areas.
Why not put your mind at rest by making sure you’re not committing these savings sins with your financial accounts?
1) Not Keeping Cash for Emergencies
The most expensive problem is the one you can’t afford to fix.
Keeping a decent amount of cash on hand could be your secret savings weapon, as having the cushion to soften the blow of any unexpected disasters could prevent you from getting into serious problems.
There are two major benefits for keeping some cash around; primarily it means you can afford to deal with any unexpected problems without having to take out a dreaded short term loan or borrow from someone else. The secondary benefit is that you’ll have the funds to fix the problem right the first time, rather than opting for a cheaper solution as a temporary solution which will end up costing you further expense later on.
2) Avoiding Your Bad Debts
While putting money into your savings accounts is a smart move, if you have a high interest credit card debt or an outstanding loan, you could be on the verge of financial disaster
Most credit card and short term loan companies have insanely high interest rates that dwarf the return on most savings accounts, so your debt could be growing faster than your savings.
Best practice is to start paying off your higher interest debts first, then any other priority debts before you start saving.
3) Being Brain-Dead With Big Buys
Everyone’s definition of a big purchase is different, but if it’s in the triple figures you should be asking yourself a few key questions before paying.
Ask yourself 5 simple questions before you purchase: Can I afford this item? Do I need this item? Do I need it right now? Is this the cheapest place to buy it? Would it be more worthwhile to buy this than a cheaper product?
If you find yourself answering no to any of those questions, make sure you think about whether it’s really worth buying it at all. You should consider spending a couple of days thinking about a must-have purchase to see whether it’s still an essential buy after a cooling off period.
4) Forgetting to Plan For Your Future
It may be tempting to focus on your financial well being for now, rather than in ten, twenty or perhaps even thirty years.
If you’ve stayed away from bad debt and you have a healthy looking emergency fund, why don’t you think about putting something away for retirement, or investing?
While some companies will offer a pension it’s very rarely anything substantial, so putting some cash away in a high interest savings account or you could even consider fixed rate bonds if you’ve got the commit.
Now you have a great idea of what financial behaviour has been letting you down, here’s to a financially frugal 2013!
About Author :
Geoffery is a personal savings blogger in the UK market. He specialises in comparing the Fixed Rate Bonds (fairinvestment.co.uk/fixed_rate_bonds) market writing for sites like Fair Investment Company – a high interest savings and investment plans specialist.
Happy New Year Video!