Quick Cash for Emergencies

49 DeSoto, Haliburton Fall Festival Car Show, ...

49 DeSoto, Haliburton Fall Festival Car Show, October 2009 (Photo credit: bill barber)

It’s a good idea to be able to get quick cash for personal or business use. Sometimes things come up and they are outside your budget. When you have the freedom of quick cash you can take advantage of new opportunities and good deals. You can use quick cash to pay off debt. Perhaps you or someone in the family is ill and you need to get a few things. Perhaps your child in college needs some money.

You can turn your car into cash and still be able to drive it everyday. They look at your car and you pink slip. That’s all. It’s simple and easy. There is no need to go to a pawn broker. You can shop generic, eat at home, cut off your cable, spend all your time looking for lower rates, but that does not bring money in. If you own your car, a title loan is a fast and easy way to get the money you need. All you need to bring into the store is a clear title, valid government issued ID, and proof of income. Read more

The Reality Of Payday Loans

January 23, 2014 by  
Filed under A Note for You, Front Page

Payday Loans Neon Sign

Payday Loans Neon Sign (Photo credit: rinkjustice)

The Reality Of Payday Loans
Pay day loans or pay day advances were a thing of the past. Most people who worked in the formal sector had not even used this service let alone heard it. It was the hard work that they put in that counted and so they counted on promotions.
Fast forward to the second decade of the 21st century and they are now a trend. They have become a service that is widely used by at least 25% of persons in the formal sector. Why you ask? This is because the cost of living has risen and profits among companies have fallen.

Since the economic crunch of 2008, we have seen a rise in the costs of food, mortgage, telephone bills, fuel, health services and in the education sector. Pay day advances from lenders such as http://www.mypaydaylender.co.uk are widely applied for by households especially the breadwinners who have to complete paying the bills; be it electricity or the mortgage. But is there really a motivating factor as to why people are obliged to request a pay day advance?
Well I could ask, why can’t someone endure those few couple of days doing side hustles to boost their incomes? Because a pay day loan is only a benefit in the short run but when you look at the long run, it is actually a loss. Read more

4 steps you can follow to build your business credit

As an experienced Canadian credit reporting professional and a business man himself, Pat Drummond knows the challenges that small businesses face, and has learned from experience how to avoid common mistakes, which may eat up valuable time and money. Small businesses especially ones that are generally family-owned or those that have been operating for less than 2 years need access to credit. Here are 4 steps you can follow to build your business credit:

1. Establish a Business Credit Report

Every business starts with no credit score, and no credit history. Similar to your personal credit report, a business good credit profile can help your company grow and prosper. As you make connections to your business clients, you can start to build your working relations and credit profile.  As the business expands and starts establishing it, approvals for loans will get easier. Read more

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