Being injured on the job can be a complicated situation. Many of my coaching clients became business owners because they were hurt on their jobs and needed to do something else. I’ve heard a lot of the stories. Having a personal injury lawyer on your side can make all the difference in the world. The system does not work that well. Sometimes you can lose benefits when you don’t know what is going on. One client who started his own business after being hurt as a firefighter told me that having a great lawyer gave him peace of mind. He knew his situation was covered and did not have to second guess the choices that were made.
There is a whole worker’s compensation check list you should be using. It includes things like
__ the accident report and written statements about the accident
__ pictures of your injury, where you were hurt, anything that caused it (puddle on the floor, broken equipment, stairs with no handrail, etc.)
__ records of medical treatment (doctors’ reports, prescriptions, Emergency Room forms, and bills)
You can get the entire list at OSHA
My client had done all these things. He was focused on getting well, not worried about compensation or job loss. The basic Worker’s compensation laws are about the same in every state but getting representation is always best.
If you do get hurt, you have to make sure you tell your supervisor, get medical care , make sure your claim is filed and be clear about how your injury is related to work. This is where your lawyer can make all the difference. He or She will be sure to get those areas covered for you.
For more information click here : http://www.gravesinjury.com
A lot of men and women around the U.S and in the state of Georgia have to make the hard decision every day of whether or not they should file for bankruptcy. For some, bankruptcy can be the last of a long list of options to help them achieve some form of debt relief, so that they can attempt to continue living their lives the way they did before their debt problem. For others, it simply doesn’t work out for them and they continue their foray into the deep, dark crevices of debt.
If you have found that you are considering filing for bankruptcy, have you thought about what chapter of bankruptcy you are going to file for? Do you know the difference between Chapter 7 and Chapter 13 bankruptcy? If not, continue reading below to find out.
Chapter 7 – When you file for Chapter 7 bankruptcy, you are more or less asking the court to discharge or get rid of a large amount of the debt that you owe. However, for this discharge to take effect, the bank or trustee can reposes or take any property that is yours and that is not on the exemption list (this differs in every state). After the trustee claims your property, they can sell it or distribute it however they see fit.
Chapter 13 – Unlike Chapter 7 where you receive a discharge of your debt, Chapter 13 allows you to pay back the debt that you owe through a payment plan that lasts anywhere between 3-5 years. The amount of money that you have to pay back is determined by how much money you make at your current job, the kind of debt that you owe, how much debt that you owe, and how much property that you currently own.
If you think that filing for bankruptcy can help your debt situation, it’s always best to contact an Atlanta bankruptcy lawyer who can walk you through the complications and intricacies of both Chapter 7 and Chapter 13 bankruptcy. This way you can find which chapter best suits your unique needs, so that you can get back on your feet sooner rather than later.