Quick Cash for Emergencies

49 DeSoto, Haliburton Fall Festival Car Show, ...

49 DeSoto, Haliburton Fall Festival Car Show, October 2009 (Photo credit: bill barber)

It’s a good idea to be able to get quick cash for personal or business use. Sometimes things come up and they are outside your budget. When you have the freedom of quick cash you can take advantage of new opportunities and good deals. You can use quick cash to pay off debt. Perhaps you or someone in the family is ill and you need to get a few things. Perhaps your child in college needs some money.

You can turn your car into cash and still be able to drive it everyday. They look at your car and you pink slip. That’s all. It’s simple and easy. There is no need to go to a pawn broker. You can shop generic, eat at home, cut off your cable, spend all your time looking for lower rates, but that does not bring money in. If you own your car, a title loan is a fast and easy way to get the money you need. All you need to bring into the store is a clear title, valid government issued ID, and proof of income. Read more

4 steps you can follow to build your business credit

As an experienced Canadian credit reporting professional and a business man himself, Pat Drummond knows the challenges that small businesses face, and has learned from experience how to avoid common mistakes, which may eat up valuable time and money. Small businesses especially ones that are generally family-owned or those that have been operating for less than 2 years need access to credit. Here are 4 steps you can follow to build your business credit:

1. Establish a Business Credit Report

Every business starts with no credit score, and no credit history. Similar to your personal credit report, a business good credit profile can help your company grow and prosper. As you make connections to your business clients, you can start to build your working relations and credit profile.  As the business expands and starts establishing it, approvals for loans will get easier. Read more